Michigan mortgage lenders offer competitive refinance loans for all types of credit. FHA refinancing and second mortgage financing to 100%. Michigan homeowners have shifted their financing patterns towards fixed rate mortgage loans. Hundreds of thousands of Great Lake consumers are suffering from payments increases caused by their interest rate adjusting. FHA lenders in Michigan offer 95% cash out refinancing loans and 97% with rate and term refinancing.
Home Refinancing Loans from Ann Arbor to Lansing
- 90 – 103% CLTV Refinancing
- Cash Out Refinancing with FHA Loans
- Fixed Rate Home Equity Loans
- 100% Home Financing with VA
- 2nd Mortgage Refinancing to 125%
- Non Conforming Home loans
- Hard Money Loans for Foreclosure Prevention
Nationwide lenders are pleased to extend our “No Point” offer for fixed rate 1st or 2nd mortgage refinance transactions for all loan amounts over $250,000 to Michigan homeowners in 2024. Ask your local loan officer about loan special specifics.
Find Low Fixed Rate Home Loans for 30 Years, Get Cash & Refinance Debt!
Michigan FHA Mortgage Refinance Loan Limits
MSA Name | County Name | State | One-Family | Two-Family | Three-Family | Four-Family |
| CADILLAC, | WEXFORD | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| SOUTH BEND-MISHAWAKA | CASS | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| GRAND RAPIDS-WYOMING | KENT | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| GRAND RAPIDS-WYOMING | BARRY | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| GRAND RAPIDS-WYOMING | IONIA | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| GRAND RAPIDS-WYOMING | NEWAYGO | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| SAGINAW-SAGINAW TOWNSHIP NORTH | SAGINAW | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| ESCANABA | DELTA | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| ADRIAN | LENAWEE | MI | $297,500 | $380,850 | $460,350 | $572,100 |
| SAULT STE. MARIE | CHIPPEWA | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| COLDWATER | BRANCH | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| MOUNT PLEASANT | ISABELLA | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| NILES-BENTON | BERRIEN | MI | $298,750 | $382,450 | $462,300 | $574,500 |
| TRAVERSE CITY | BENZIE | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| BIG RAPIDS | MECOSTA | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| MARQUETTE | MARQUETTE | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| DETROIT-LIVONIA-DEARBORN | WAYNE | MI | $297,500 | $380,850 | $460,350 | $572,100 |
| WARREN-TROY-FARMINGTON HILLS | MACOMB | MI | $297,500 | $380,850 | $460,350 | $572,100 |
| WARREN-TROY-FARMINGTON HILLS | ST. CLAIR | MI | $297,500 | $380,850 | $460,350 | $572,100 |
| WARREN-TROY-FARMINGTON HILLS | LIVINGSTON | MI | $297,500 | $380,850 | $460,350 | $572,100 |
| KALAMAZOO- | VAN BUREN | MI | $286,250 | $366,450 | $442,950 | $550,450 |
| ALLEGAN | ALLEGAN | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| IRON MOUNTAIN | DICKINSON | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| FLINT , MI | GENESEE | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| OWOSSO | SHIAWASSEE | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| NON-METRO | IRON | MI | $271,050 | $347,000 | $419,400 | $521,250 |
| NON-METRO | LAKE | MI | $271,050 | $347,000 | $419,400 | $521,250 |