Check Rates for a Home Refinance, First Time House Buying and Much More Search Online for Jumbo, FHA, VA and Conventional Home Loan Rates
It is still a great time to consider home loan options because rates are still near historic lows and the prices to buy residential real estate have fallen recently as well.
When shopping online consider each lender quote carefully and compare home refinance loans by analyzing loan disclosures free competing lenders online. Affordable home refinancing is now more available than ever with home loan rates starting at 3.5% for thirty-year loan terms. Nationwide provides a platform for consumers to shop online home loans for cash out or rate and term home refinance loans, FHA, purchase loans and debt consolidation.
Get Approved for the Best Home Loan with the Lowest Rates
Please review this vast selection of loan products listed below.
Our trusted lenders provide premium loan products by offering a plethora of home loan programs, like Fannie Mae, Freddie Mac, FHA, VA, Non-Conforming, Subprime, Jumbo and Hard Money to name a few.
Biden loan products were announced recently with the Home Affordable Refinance Program headlining the new mortgage refinancing products. T
his year FHA and conventional loan programs continue to support a vast majority of the mortgage business.
Finance rates cannot stay at record levels for much longer, so discuss your home loan options with a professional before rates begin to rise.
Check FHA & Conforming Home Loan Limits for 2024
HUD released good news that FHA loan limits for refinance loans have been raised significantly. FHA loan limits remain at $625,500 in high cost areas across the country. Our home loan lenders can help you with determine what the maximum loan limits are for your county and which FHA refinance option is best for your situation. Nationwide offers free rate quotes and qualified applicants will get a mortgage pre-approval with no obligation.
Best Home Loan Rates for Conforming, VA & FHA Home Mortgage Loans
Take advantage of our Free no hassle home loan quotes and compare rates from the leading government and conforming lenders online. An increasing number of home loan applications were completed online this year, but the credit crunch and tighter guidelines hindered many Americans from securing the best home loan rate.
You will enjoy our automated home loan financing process and friendly advice from our experienced representatives who understand the Obama loan options with Affordable Home Refinance Programs for borrowers who no longer have the equity needed to qualify for a traditional home refinance loan.
Choose from Home Refinance, Purchase, Cash Out & Home Equity Loans for People with a Range of Credit Backgrounds
A few years back, the Department of Housing and Urban Development announced the new increased maximum conforming loan limits that were mandated by the Economic Stimulus Act of 2008. The revised “conforming jumbo” mortgage limits for designated high cost counties in specific states were applicable through December 31, 2023. In 2024, the FHA limits seem to have settled in at $725,500 and will likely remain there in 2025 and 2026.
A complete list of the counties with new conforming jumbo loan limits is now available. If you qualify for Freddie Mac and Fannie Mae refinance alternatives will be extended with loan options enabling people to refinance regardless of how much negative equity they may have.
If you need more information, select the home loan option below that interests you most. To learn & understand more about specific loan programs, please click the relevant link below that best describes the type of home loan you are seeking. 2014 home loan programs are subject to change, just like interest rates and lending requirements.
| Conventional Fixed Mortgage | Non Conforming Fixed Jumbo | No Money Down-100% |
| 15 Year Fixed Rate Mortgage 20 Year Fixed Rate Mortgage 30 Year Fixed Rate Mortgage 40 Year Fixed Rate Mortgage | 15 Year Fixed Rate Jumbo 30 Year Fixed Rate Jumbo 40 Year Fixed Rate Jumbo | 80-20 Home Purchase Zero Down Home Loan 103% Purchase Loan |
| Fixed Intro- Interest Only | Fixed Intro- Fully Amortized | |
| 3 Year Interest only ARM (3/1) 5 Year Interest only ARM (5/1) 7 Year Interest only ARM (7/1) 10 Year Interest only ARM (10/1) | Discuss your credit and income qualifications with one of our friendly loan officers to determine home loan eligibility. | 3 Year Fixed Rate Mortgage (3/1) 5 Year Fixed Rate Mortgage (5/1) 7 Year Fixed Rate Mortgage (7/1) 10 Year Fixed Rate Mortgage (10/1) |
| Home Refinance Loans | Bad Credit Loans | FHA Home Loans |
| Refinance Adjustable Rate Mortgage Cash Out Refinance Rate and Term Refinance Home Refinance Loan 30 Year Refinance Loans | Bad Credit Mortgage Bad Credit HELOC Loans Sub-Prime Mortgage Refinancing Bad Credit Refinance Poor Credit Home Loans Second Chance Mortgage | FHA Home Mortgage FHA Refinance FHA Streamline Refinance FHA Refinancing Loans FHA Home Loan Application |
| Second Mortgage Loans | Debt Consolidation Loan | |
| 100% Second Mortgage Loans Fixed Second Mortgage- 95% 90% Second Mortgage 80% Second Mortgage Second Mortgage Loans | Credit Card Debt Consolidation Mortgage Loan Consolidating Debt Consolidation Loans for Homeowners | |
| Home Equity Loans | VA Mortgage Loans | Home Purchase Loans |
| Fixed Rate Home Equity Loans Low Closing Home Equity Loans Discount Home Equity Loans Fast Cash Home Equity Loans | VA Home Mortgage VA Mortgage Loans VA Home Mortgage Rates VA Military Debt-Consolidation Loans Military Home Refinancing Loans | First Time Homebuyer Loans 80-10 Purchase Mortgage Million Dollar Jumbo Home Loans CALHFA Down-Payment Assistance for First Time Home Buying Home Purchase Loans |
