The Fed slashed rates again and our New Jersey mortgage lenders are extending fixed refinance rates with FHA home refinance loans for debt consolidation and cash out.
New Jersey homeowners benefit from discounted mortgage rates with home refinancing for rate and term or financing home remodeling. Choose from conforming, Fannie Mae, Freddie Mac, FHA, VA or subprime home lending options with loan terms ranging from 15 to 40 years.
Find Competitive New Jersey Mortgage Loan Programs
Our New Jersey mortgage lenders offer many home refinance programs for first and second mortgage liens. New Jersey homeowners can choose from fixed or variable interest rates when considering refinancing options.
We provide competitive mortgage refinancing for investment properties bill consolidation, and financing home improvements. We provide low rate programs for refinancing first and second mortgages.
Ask our loan team about the new and improved “Bad Credit Refinance Loans” for homeowners who have low credit scores due to past bankruptcies, collections or reported late payments.
Residents in New Jersey are actively seeking reduced interest rates to counterbalance the rising costs of living. Borrowers can also sidestep the lending requirements associated with private mortgage insurance (PMI).
Our diverse range of refinance programs encompasses both 30 and 40-year fixed-rate mortgage loans, ensuring a stable interest rate throughout the entire mortgage term. Additionally, Nationwide presents premium home equity, second mortgage, and credit lines featuring distinctive equity requirements and competitive interest rates.
Low Rate Atlantic Refinancing
• Fixed Interest Rates
• 100% Mortgage Refinance-NO PMI
• Interest Only – Low Monthly Payments
• Cash Out for Debt Consolidation
• 20 or 30 Year Fixed Mortgage
• FHA Home Loans for All Types of Credit
• Combine 1st & 2nd Loans together
• No Income Verification Loans
With falling interest rates, New Jersey mortgage rates are available on fixed 30-year loans. BD Nationwide specializes in home refinance mortgages tailored to provide New Jersey residents with access to additional cash, bill consolidation, and funding for home improvements. We stand by our commitment to deliver low-rate loan programs catering to the refinancing needs of both first and second mortgages.
Our loan team is well-versed in the latest “Bad Credit Refinance Loans,” designed to assist homeowners with poor credit scores and a less-than-perfect credit history in securing a money-saving short-term solution. Explore the multiple solutions available for New Jersey refinance programs by consulting with our dedicated team.
New Jersey FHA Mortgage Limits Rise to $729,750 in High Cost Areas!
MSA Name | County Name | State | One-Family | Two-Family | Three-Family | Four-Family |
| EDISON , NJ METROPOLITAN | OCEAN | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| EDISON | MONMOUTH | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| EDISON | SOMERSET | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| EDISON | MIDDLESEX | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO | BERGEN | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO | HUDSON | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEW YORK-WHITE PLAINS- WAYNE , NY -NJ METRO | PASSAIC | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEWARK-UNION | ESSEX | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEWARK-UNION | UNION | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEWARK-UNION | MORRIS | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEWARK-UNION , NJ- | SUSSEX | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| NEWARK-UNION , NJ -PA METROPOLITAN | HUNTERDON | NJ | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| OCEAN CITY , NJ | CAPE MAY | NJ | $487,500 | $624,100 | $754,350 | $937,500 |
| ATLANTIC CITY | ATLANTIC | NJ | $453,750 | $580,850 | $702,150 | $872,600 |
| CAMDEN | CAMDEN | NJ | $420,000 | $537,650 | $649,900 | $807,700 |
| CAMDEN | BURLINGTON | NJ | $420,000 | $537,650 | $649,900 | $807,700 |
| CAMDEN | GLOUCESTER | NJ | $420,000 | $537,650 | $649,900 | $807,700 |
| WILMINGTON, DE-MD-NJ | SALEM | NJ | $420,000 | $537,650 | $649,900 | $807,700 |
| TRENTON-EWING | MERCER | NJ | $440,000 | $563,250 | $680,850 | $846,150 |
| VINELAND-MILLVILLE-BRIDGETON , NJ | CUMBERLAND | NJ | $405,000 | $518,450 | $626,700 | $778,850 |
| ALLENTOWN-BETHLEHEM-EASTON , PA -NJ | WARREN | NJ | $402,500 | $515,250 | $622,850 | $774,050 |