Check out State Guide for Second Mortgages that provide interest rate incentive and regional pricing for home equity loans & HELOC credit lines. Nationwide lenders offer second mortgage programs across the country to qualified homeowners. We continue to provide a multitude of home equity loan options that maintain competitive interest rates that are state specific.
Ask your loan officer about State specific loan incentives that may enable you to save even more money. Because of property values, and certain state restrictions, interest rates may vary slightly from state to state. Borrowers are taking out second mortgage loans for the following reasons; Cash Out, Debt Consolidation, Financing Home Improvements, Emergency Cash Relief
The time for a fixed rate second mortgage loans has never been better because the interest rates are low and with interest only options allow you to have the ability to make a minimal payment for the first five years of the loan. With the Federal Reserve dropping the mortgage rates several times recently, homeowners have the ability to reduce their monthly payments and improve their finances with a second mortgage or home equity line of credit that meets their needs.
Please select the state page below to explore various 2nd mortgage options. | |||
Alabama | Alaska | Arizona | Arkansas |
California | Colorado | Connecticut | Delaware |
District of Columbia | Florida | Georgia | Hawaii |
Idaho | Illinois | Indiana | Iowa |
Kansas | Kentucky | Louisiana | Maine |
Maryland | Massachusetts | Michigan | Minnesota |
Mississippi | Missouri | Montana | Nebraska |
Nevada | New Hampshire | New Jersey | New Mexico |
New York | North Carolina | Oklahoma | Ohio |
Oregon | Pennsylvania | South Carolina | Tennessee |
Texas | Utah | Virginia | Washington |
Wisconsin | Wyoming | ||
*All second mortgage loans are subject to credit and lender approval | |||
Many mortgage financing experts consider second mortgages as a valuable resource for accessing cash as a consumer. Our loan experts will help you find the right loan that meets your needs and qualifications. | |||
2nd Mortgage Guide | Loan Processing |
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